There is nothing more devastating than the death of a spouse, especially if you’ve spent many years building a life with that person. Yet, when this happens, it is also important to think about your future, including your goals, expectations, and opportunities for retirement. At S3Living, we want to help you understand what your senior living options are as you embark on this new part of your life.
Retirement After the Death of a Spouse
Whether it was a sudden death or a long illness, moving on after the death of a spouse has to happen for many people. You may be suddenly faced with the complications of daily life – from maintaining your home to balancing your finances. You may even feel like you can’t take care of yourself the way you want to simply because you need some help. This is when it is time to consider your options. Family and friends may be able to help through this period, but ultimately decisions need to be made that affect your every day living. Sometimes, it’s important to have someone next to you who is objective and able to provide you with the clearest information and options available to you. Here at S3Living, we are advocates for your wellbeing.
What Retirement Option Is Right for You?
There are often many factors that contribute to retirement decisions after the death of a spouse. It is up to you to determine which one of these decisions is best for your needs. There are two major decisions to consider: selling your home and moving into a retirement community. The two are tied together, so it’s important to develop a plan with your family and make sure you know what it is you want out of your retirement years.
Home selling is an important part of the process. If your home is too big or too hard to maintain on your own, it is time to think about selling. One key thing to consider about this is retirement financing. When you sell your home, you may have enough money to help you fund your other goals.
Once you decide to sell your home, then you should consider your retirement community options. You may want to move into senior independent living or into assisted living. Perhaps one of the options best suited for those who need a bit more help is assisted living. Here, you can choose the right level of care to meet your needs based on what they are – from needing routine support for eating and meal prep to just needing a bit of help with house maintenance. You can still maintain your privacy, just in a different way.
Achieving a Higher Quality of Life
In retirement, you can live your life the way you want to do so. Depending on your retirement financing, you may be able to choose a community that offers a wide range of onsite amenities such as pools, fitness centers, card rooms, and dining. You may be able to engage in more activities to learn and grow. Some people seek out communities that offer services fitting to their interests, such as those that offer entertainment or transportation to area events.
The death of a spouse does not have to stop your future. Yet, it is time to define what your retirement will be in the years to come. With a bit of help from our team, we know you will make the right decision.
Don’t Make Decisions Without S3Living Helping You
The death of a spouse is one of the most tragic events of a lifetime. Making the decisions afterward, such as home selling and retirement, can seem impossible. Our team at S3Living wants to help you. We provide information and support without pressure to help you see what your opportunities are. Contact S3Living today at 833.405.0263 to learn more.
